Fintech Development · Uganda
Fintech Software Development in Uganda
Building a financial product in Uganda means getting mobile money, security and trust exactly right. Acolyte builds fintech software - wallets, savings and lending apps, payment platforms - with MTN Mobile Money and Airtel Money integration, bank connectivity, and security built in from the start. And we do not just talk fintech: we build and run our own.
- MTN MoMo & Airtel Money integration built in
- Security and compliance from day one
- Built by a team that runs its own fintech products
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In-house products built & owned
OurPesa - our own savings wallet with mobile money and blockchain-secured records - is live today. We build fintech because we run it.
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+256 783 041 832What you get
Financial software people can trust with their money
Fintech is unforgiving - one security gap or reconciliation bug erodes trust instantly. We build with the mobile money integration, security and rigour Ugandan financial products demand.
Mobile money integration
Deep MTN Mobile Money and Airtel Money integration for deposits, withdrawals, payments and disbursements - the rails your Ugandan users already trust.
Wallets & savings apps
Secure digital wallets and group savings platforms - the same category as OurPesa, our own live savings product - with transparent balances and ledgers.
Lending & credit platforms
Loan origination, disbursement, repayment tracking and scoring for lenders, SACCOs and microfinance, with the automation to run at scale.
Security & compliance
Encryption, secure authentication, audit trails and access controls built in - designed with Ugandan financial regulation and data protection in mind.
Payments & disbursements
Bulk payouts, collections and reconciliation that stay accurate at volume, so money movement is fast and the books always balance.
Blockchain-secured records
Where trust and tamper-resistance matter, we secure transaction records so balances and history cannot be quietly altered - as we do in our own products.
Who we serve
Who we build fintech for
Fintech startups
Founders taking a wallet, payments or lending idea to market who need a technical partner that knows Ugandan mobile money and can build fast.
SACCOs & microfinance
Institutions digitising savings, loans and member payments with secure, mobile-money-connected platforms.
Banks & lenders
Established players adding digital wallets, apps and payment rails to reach customers on their phones.
Savings & investment groups
Chamas, VSLAs and investment clubs moving contributions and payouts onto a transparent digital platform.
Businesses taking payments
Companies that need reliable mobile money collections, disbursements and reconciliation built into their systems.
Trusted by organisations in Uganda, the US & beyond
Pricing
Fintech projects
Fintech scope varies widely - a payment integration is very different from a full lending platform. We quote after a scoping session that covers your product, integrations and compliance needs. Projects run on our standard terms: 60% to start, 40% on completion.
Custom quote
Common questions
Frequently asked questions
Can you integrate MTN Mobile Money and Airtel Money?
Yes - mobile money integration is core to what we do, because it is how Ugandans move money. We build deposits, withdrawals, payments and bulk disbursements against MTN MoMo and Airtel Money, and we run these integrations in our own live products, so it is proven work rather than a first attempt.
How do you handle security and regulation?
Security is built in from the start, not bolted on: encryption, secure authentication, audit trails and access controls, designed with Ugandan financial regulation and data protection in mind. We build the technical controls a financial product needs; where formal licensing or regulatory approval is required for your specific product, we build to support it and work alongside your compliance advisors.
Do you actually have fintech experience or just build to order?
Both. We build fintech for clients, and we build and run our own - OurPesa is a live savings and wallet product with mobile money integration and blockchain-secured records. That means the team working on your product has shipped and operated real financial software in the Ugandan market, not just read about it.
Blockchain & Fintech Development
Get started today
Ready to work with Acolyte Technologies?
Call us, send a WhatsApp, or fill in the contact form. We respond within one business day and can be on-site in Kampala the same week.